top of page

F.A.Q.

What is Final Expense insurance?

It may be one of the safest kinds of protection you can buy! It's safe because you own the policy. As long as you pay your premiums, your coverage is guaranteed for life. No physical exam is required. Your acceptance is based on the information you provide during the application process. Depending on the policy, you will only need to answer a few medical questions. There are no physical exams to take. Issuance of policy may depend upon answers to medical questions. By purchasing a Final Expense insurance policy, you can rest easy knowing that your family will have the extra support of an income tax free death benefit to help cover those unexpected costs. 

adult-annoyed-anxiety-133021.jpg
Image by Juliane Liebermann

How much insurance do I need?

Every individual's insurance needs are different based on various factors including:

  • Current income

  • Current savings

  • Accumulated debt

  • Future education needs

  • Retirement and financial needs

  • Your age and life stage

Tillis "The Insurance Man" can assist you in determining the right coverage for you.

What is an Annuity?

An annuity is an insurance product designed to accumulate tax-deferred money during the accumulation phase with principal that isn't subject to market volatility. An annuity is one of the few savings vehicles that can guarantee payments for life during the payout phase. An annuity can be a valuable planning vehicle that can help you achieve your retirement vision. Annuities are generally considered a safe option because they offer principal protection, in addition to guaranteed interest accumulation, to help grow money for retirement. 

Image by Marisa Howenstine
Image by Larry Crayton

Why choose Tillis "The Insurance Man"?

It all boils down to service. Tillis J. Churchill II "The Insurance Man" believes that people do not care how much you know until they know how much you care! Tillis treats each and every customer with a high level of customer service. To him, you are not just another name and number. You are a parent, a grand-parent, a friend. Tillis J. Churchill II "The Insurance Man" will help you evaluate your current situation and determine which product best fits your needs. You are usually never more insurable than you are today. You can rest assured that Tillis "The Insurance Man" will guide you in the right direction so that you will be able to make the decision that best suits your needs and the needs of your family. 

bottom of page